XTB Minimum Deposit Summary
XTB Minimum Deposit £0
Deposit Methods Bank transfers, cards, e-wallet (Skrill)
Account Types Standard Account
Deposit Fees No fees, except for E-wallet 2% commission per transaction
Account Base Currencies GBP, EUR, USD, HUF
Withdrawal Fees No fees, except for deposit below £60
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XTB minimum deposit is £0.

We have researched the minimum deposit requirement of XTB in the UK, including the available payment methods, deposits and withdrawal processing time, applicable deposit or withdrawal fees step-by-step guide to deposit on the platform and details. Read our review to find out all you need to know about depositing funds with the CFDs and forex broker.

What is the minimum deposit on XTB?

XTB has no mandatory minimum deposit amount, this means that you can deposit any amount you want. This applies to all supported payment methods on the platform. Note that your payment processor, bank or card issuer may have their own required minimum transaction amount.

As per our XTB review, XTB offers only one account type, the Retail account. You can get a professional account on XTB if you meet certain criteria. XTB professional account mainly has higher leverage and other features, you can apply for the account upon qualification.

Accepted Deposit Methods on XTB UK

XTB offers a range of ways to deposit into your trading account:

1) Bank Wire Transfers: If you are based in the UK, you can use your local bank account to transfer funds to your XTB trading account. It is usually processed within 1 business day, with no mandatory minimum deposit by the broker. XTB does not charge any fee for depositing through this method.

You can also withdraw funds from your XTB trading account to your UK local bank account. The recommended minimum deposit is £60. Any withdrawal request that is below £60 may attract withdrawal fees. Withdrawals are processed in 1 business day or same day if you initiate the withdrawal before 1 PM.

2) Credit/Debit Cards (Visa, MasterCard, Maestro): You can also add funds to your trading account on XTB using cards. Such deposits are credited instantly to your trading account balance and no fees are charged.

XTB currently does not support withdrawals to cards.

3) E-wallets (PayPal, Skrill): E-wallets are supported for depositing funds on XTB. With no mandatory minimum deposit amount, e-wallet deposits are credited instantly. Deposits with PayPal are free of charge, but if you are using Skrill, you will pay deposit fee of 2% per transaction.

Currently, you cannot withdraw funds from XTB to e-wallets.

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Note: 78% of traders lose money with this broker

XTB Deposit Methods Table

Here is a summary of payment methods accepted by XTB for deposits.

Deposit Methods Availability Minimum Deposit Charges Processing time
Internet banking/bank transfers Yes £0 Free 1 business day
Cards Yes £0 Free Instant
E-wallet Yes (Skrill & PayPal) £0 2% for Skrill Instant

XTB Deposit Rules

1. Deposit Fees: XTB offers free deposits, this applies to deposits made via bank transfers, cards, and PayPal. Deposits made via Skrill on XTB attracts deposit fee of 2% per transaction.

Note that although the broker offers free deposits for some methods, the bank, card issuer or payment processor may charge an independent fee.

2. Deposit Time: Deposits made via cards and e-wallets are credited instantly and it immediately appears in your trading account balance. If you deposit via bank transfer, it can take up to 1 business day for the fund to be reflected in your trading account.

3. Payment Source: Third party deposits or withdrawals are not supported on XTB. The name on the bank account, card or e-wallet used for deposit must tally with the name on your trading account.

XTB usually requests that you upload a bank statement for the bank account you want to withdraw funds to, this is to verify your account. It is done only on the first withdrwal.

How do I deposit money into my XTB account?

Step 1: Sign in to your XTB dashboard by visiting co.xtb.com/#/login.

Step 2: Click on the ‘Deposits’ tab and choose the trading account you wish to add funds to.

Step 3: Choose your preferred payment method for the deposit.

Step 4: Enter the amount you want to deposit and proceed to submit to finalise the deposit process.

Comparison Of XTB Minimum Deposit With Other Brokers

Here is a comparison of XTB minimum deposit with that of their competitors.

Broker Minimum Deposit
XTB £0
Capital.com £20
Plus500 £100
AxiTrader £0
HF Markets £50
FxPro £100

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Note: 78% of traders lose money with this broker

XTB Minimum Deposit UK FAQs

Does XTB have a minimum deposit?

No, XTB does not have a fixed minimum deposit amount, you can deposit any amount you want to the trading platform. The payment method you are using to add funds to your XTB account will determine their own required minimum amount you can deposit.


What are the deposit methods available for XTB in the UK?

Bank transfers, cards, e-wallets (PayPal, Skrill) are the payment methods you can use to add funds to your trading account. The payment method you choose will determine how fast the deposits will be credited to your trading account.


How long do XTB withdrawals take?

1-2 business days is the average time it takes for you to receive funds after initiating a withdrawal from XTB. However, if you submit your withdrawal request before 1 PM, it is processed same day, if you submit after 1 PM, it is processed in the next business day.

Note that you can only withdraw to your local bank account from XTB.


What is the minimum withdrawal from XTB UK?

£60 is the minimum amount that is recommended for withdrawal on XTB. You can withdraw less than this amount, but it usually attracts withdrawal fee of £12.


How much does XTB charge for withdrawal?

£0, although if you withdraw less than the recommended minimum withdrawal amount of £60, withdrawal fee of £12 will apply. Your bank may also charge their own separate fee.


Does XTB have deposit fees?

No, XTB does not charge deposit fees if you use local bank transfer, cards or PayPal to add funds to your account. If you use Skrill, attracts deposit fee of 2% per transaction.

Note that you bank or payment processor may charge independent fees.


What currencies can I use to deposit on XTB

GBP, USD, and EUR are the supported account base currencies on XTB in the UK, you can deposit to your trading account using any of these currencies.


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